Women members of Uddipath Foundation’s self-help groups holding their loan documents

UDDIPATH FOUNDATION

Registered Section 8 Non-Profit · Est. 2021

Small loans.
Steady hands.
Lasting independence.

Uddipath Foundation runs the DIP Microcredit Project, putting fair, flexible credit into the hands of women across rural North 24 Parganas — so a sewing machine, a loom, or a small shop can turn into a livelihood.

About Us

Financial access shouldn’t depend on where you were born.

Uddipath Foundation is a non-profit organisation registered in March 2021 under Section 8 of the Companies Act, 2013, working at the intersection of microfinance and social development.

We support the economic and social well-being of vulnerable communities through microfinance services, financial literacy, and hands-on encouragement for entrepreneurship — with a particular focus on women, youth, and rural populations.

Our services reach beyond loans: financial education and training, business development support, and encouragement for agriculture, animal husbandry, cottage industries and handicrafts — the everyday trades that keep rural households afloat.

We work closely with every client to understand their needs, and alongside other organisations and stakeholders to make our reach and impact go further.

What Drives Us

Vision, Mission & Values

Vision

To empower every woman to be financially self-sufficient and contribute to a more economically robust society — an organisation people with low income can turn to, in search of genuine support.

Mission

To ease financial distress in disadvantaged communities through support with minimal terms and conditions, to build women’s self-reliance and household income, and to protect families from the exploitative rates of local money lenders.

Values

We prioritise economically and socially disadvantaged women, invest in skill development, and back every loan with honest financial advice — building a sustainable organisation on strong, respectful relationships within our team and community.

Loan Products

Credit that fits real rural life

Every product under the DIP Microcredit Project is built around Self Help Groups, weekly repayment habits, and terms a first-time borrower can actually understand.

General SHG Loan

A normal group loan for small business, agriculture and other ventures, arranged through your local women’s Self Help Group. Apply and receive funds within 15 days, with minimal terms and conditions.

  • EligibilityWomen only · age 18–59
  • Loan amount₹5,000 – ₹30,000
  • RepaymentWeekly · 52 instalments
  • Interest18–20% annually

Advance SHG Loan

A little more room to grow — for existing group members ready to expand a current business, agriculture activity, or other income-generating project.

  • EligibilityExisting group members · age 20–59
  • Loan amount₹2,000 – ₹75,000
  • RepaymentWeekly, or monthly above ₹50,000 · 52–104 instalments
  • Interest18–20% annually

Short Term SHG Loan

A smaller amount for a shorter time, designed to give an existing small business the quick boost it needs.

  • EligibilityWomen only · age 18–59
  • Loan amount₹5,000 – ₹30,000
  • RepaymentWeekly · up to 26 instalments
  • Interest12–14% annually

Addon Loan

A small top-up for emergencies — available to existing group members without needing to repay their current loan first.

  • EligibilityExisting group members
  • Loan amountUp to ₹10,000
  • RepaymentWeekly · up to 26 instalments
  • Interest12–20% annually

General Individual Loan

Credit without needing to belong to a Self Help Group — for business, agriculture, or any other income-generating project.

  • EligibilityAge 22–45
  • Loan amount₹5,000 – ₹30,000
  • RepaymentWeekly · 52 instalments
  • Interest18–22% annually

Not sure which fits?

Talk to our team in Gopalpur — we’ll walk through your situation and help you pick the right product.

Ask Us Directly
DIP Microcredit — Project of Uddipath Foundation logo

Our Flagship Programme

The DIP Microcredit Project

The DIP Microcredit Project is Uddipath Foundation’s core initiative — designed to bring better financial services to underserved and marginalised communities, create new job opportunities, generate income, and improve livelihoods.

Through this programme, we open the door to credit and financial services for individuals and groups who typically fall outside the reach of traditional banking — with loan terms and interest rates built to be affordable and sustainable, not extractive.

Our approach rests on three principles: financial inclusion, transparency, and responsible lending. We want every client to leave more self-sufficient than they arrived — with the tools to start and grow a business on their own terms.

Beyond the Loan Book

Other Activities & Community Programmes

Money is only part of the work. We also invest in the health, skills and awareness that let a loan actually take root.

Business Development Training

Training and support in marketing, financial management and production techniques for entrepreneurs in agriculture, animal husbandry, cottage industry and handicrafts — sectors that carry both income and cultural tradition.

Health Programme

Health education, screening camps, basic treatment and first aid, reproductive health support, and nutrition guidance for women, children and the elderly — run in partnership with local healthcare providers.

Fight Against Corona

Awareness campaigns, PPE distribution to frontline workers, medical assistance, support for vulnerable populations, and emergency economic relief during the COVID-19 pandemic.

Community Awareness Messages

Save Drinking Water

Fix leaks, harvest rainwater, and adopt water-efficient methods — every drop counts in communities where clean water is scarce.

Education is the Backbone

Supporting schools, scholarships and community engagement to break the cycle of poverty through learning.

Protect & Plant Trees

Protecting existing trees, planting new ones, and promoting agroforestry for cleaner air and stronger soil.

Say No to Drugs & Alcohol

Encouraging positive alternatives — sport, art, volunteering — and community support over substance dependence.

In Their Own Villages

Success Stories from Our Borrowers

Three women, three trades, one small loan each — here’s what they built with it.

Jharna Sardar at her tailoring machine

Jharna Sardar

A housewife from a low-income family, Jharna always dreamed of running her own tailoring business but lacked the funds to start. With her loan, she bought a sewing machine, fabrics and equipment — and now runs a thriving ladies’ tailoring business from home, known locally for her attention to detail.

Rahima Bibi with her embroidery work

Rahima Bibi

Rahima runs a saree embroidery design business known for its creative, unique patterns. Her loan helped her become financially independent — and her growing business now provides employment for other women in her village too.

Padma Panrui with her candle-making materials

Padma Panrui

Padma makes candles known for their unique, beautiful designs. With her loan, she turned a home craft into a proper business — and, like Rahima, now creates work for other women nearby.

Get In Touch

Visit, call, or write to us

Whether you’re a prospective borrower, a partner organisation, or just want to know more about our work — we’d love to hear from you.

Office Address

Uddipath Foundation
Village & Post – Gopalpur, Haroa
North 24 Parganas, West Bengal
India – 743445

Email Us